Stop Overpaying on Workers’ Comp Premiums
Errors, misclassifications, and unresolved claims could be costing your business thousands. We identify and recover overpayments and get your money back.
Total Premiums Recovered
Audit Success Rate
Average Refund
No Upfront Cost
Monthly
Ongoing Monitor
Key Services Overview
We specialize in identifying and correcting overcharges in workers’ comp premiums. Our expertise includes:
Audit & Review
We uncover payroll miscalculations, incorrect classifications, and reporting mistakes.
Premium Recovery
We identify past overcharges and work to recover your money.
Experience Mod Factor Optimization
We analyze and correct misreported claims that impact your rates.
Dispute Resolution
We fight to fix inaccuracies before they increase costs.
Penalty Reductions
Addressing misapplied penalties to reduce excessive charges.
Why you should Choose Comp Recover?
We specialize in identifying and correcting overcharges in workers’ comp premiums. Our expertise includes:
Accounting & Insurance Expertise
We understand the numbers and the policies.
Proven Savings
We've recovered thousands for businesses like yours.
No Risk, Performance-Based Fees
If we don’t save you money, you don’t pay us.
Do you feel you are Overpaying?
Many businesses unknowingly pay more than they should. Consider these common scenarios below:
Your premiums increased despite no major claims.
You accepted audit results without a second review.
You’re unsure how your Experience Mod Factor affects your costs.
How We Recover Your Overpayments
We follow a proven, step-by-step process to recover your money and lower future costs:
1
Free Audit & Analysis
Reviewing your workers’ comp history.
2
Identify Overcharges
Finding incorrect classifications, payroll errors, and unjustified increases.
3
Negotiate & Recover
Working with insurers to reclaim overpayments.
4
Lower Future Premiums
Implementing strategies to prevent overcharges.
Construction Firm
A mid-sized construction company was misclassified in high-risk categories, leading to inflated premiums. We corrected their classifications, negotiated adjustments, and recovered $250,000 in overpaid premiums.
Construction Firm
A mid-sized construction company was misclassified in high-risk categories, leading to inflated premiums. We corrected their classifications, negotiated adjustments, and recovered $250,000 in overpaid premiums.
Construction Firm
A mid-sized construction company was misclassified in high-risk categories, leading to inflated premiums. We corrected their classifications, negotiated adjustments, and recovered $250,000 in overpaid premiums.
Construction Firm
A mid-sized construction company was misclassified in high-risk categories, leading to inflated premiums. We corrected their classifications, negotiated adjustments, and recovered $250,000 in overpaid premiums.
Manufacturing Company
A regional manufacturing company had multiple outdated claims reserves and several moderate injuries misclassified as high severity. We identified the discrepancies, collaborated with their broker, and worked directly with the carrier to correct reserve levels and reclassify the claims. Our audit led to a recovery of $72,320 in premium overcharges.
Frequently Asked Questions
Have questions? Find the answers you need about workers’ comp audits, savings, and our process.
Most businesses don’t realize they’ve overpaid until years later. If you've had employee turnover, classification changes, or large claims—there’s a strong chance we can uncover hidden overpayments.
We review your policies, classifications, and claims history. There’s no disruption to your business, and we handle everything from data collection to dispute resolution—often recovering significant savings.
There’s no upfront fee. If we don’t recover any savings, you don’t pay. It’s truly a no-risk engagement.
Not at all. We work independently and behind the scenes. Our work simply helps you pay the right amount—nothing more, nothing less.